Premium Rate Certificates
Maximize the return on your investment with Premium Rate Certificates. Your Credit Union's Premium Rate Certificates expand your savings options with two tiers and seven terms from which to choose. Open your certificate with $1,000, or $50,000 for 3, 6, 12, 30, 36, 48 or 60 months — the choice is yours. Certificate rates are set weekly by the Board of Directors based on prevailing market conditions. The rate in effect the day you purchase your certificate is the rate the certificate will earn for the full term.
Opt-Up Premium Rate CertificateSM
This certificate allows a one-time interest rate increase during the certificate term without penalty or term extension. Available in 30-month Premium Rate Certificates and IRA and Deferred Compensation Premium Rate Certificates with a minimum opening deposit of $10,000.
Add-On Premium Rate CertificateSM
This certificate allows additional deposits in increments of $1,000 or more up to an amount equal to the initial opening (or renewal) balance. Available in 12-month Premium Rate Certificates and IRA and Deferred Compensation Premium Rate Certificates with a minimum opening deposit of $10,000.