Personal Loans

We have the right loan just for you.

Personal Loan

It’s your loan. Make it what you want. Make it your wedding loan. A backyard loan. Your vacation loan. Your debt consolidation loan. An in-case-something-happens loan. Our Personal Loan gives you the freedom to borrow for just about anything.

The Schools Personal Loan offers a low, fixed rate with a one-time lump sum — up to $25,000 — at funding that is repaid over a predetermined time up to 60 months.

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Line of Credit

If you want flexibility and convenience, a Line of Credit is a great option. A Line of Credit is similar to a credit card. Upon approval, a credit limit will be determined and available for use. Use your Line of Credit as you need it, pay down the balance and use it again. No collateral is needed. You can also use your Line of Credit as overdraft protection for your Schools Checking account to avoid fees in the event you accidentally overdraw your account. You get peace of mind and pay fewer fees, too. Your Line of Credit is available through personalized checks or by transfer to your checking account.

Secured Loan

If you’re beginning to establish credit, or need to rebuild and strengthen your credit, a secured loan is for you. A secured loan allows you to borrow at a great, low rate using either the funds in your savings account or your certificate (80% of face value) as collateral.

Computer Loan

When the cost of a new computer seems too high, turn to Schools Financial. Computer loan financing covers 100% of the purchase of new computers, printers, scanners, tablets and software.

*Based upon an analysis of 548 banking locations in Sacramento Metro as of 8/5/2019, Schools Financial Credit Union's unsecured loan over 36 months outperformed the Sacramento Metro average by 45%.
$2,015 is the difference between the amount paid in interest between Schools Financial Credit Union's rate at 5.99% APR compared to 10.82% APR for the Sacramento Metro market average over the life of a $25,000 unsecured loan over 36 months. APR = Annual Percentage Rate. Unsecured Fixed Loan, 36mo term, A credit score. All rates and terms herein are subject to change without notice and may be subject to credit approval.

Comparison Product: Unsecured - 36 Months - Rate for excellent credit compared (i.e. the 'as low as' rate) which may vary based on credit rating.
Schools Financial Credit Union rates outperform the Sacramento Metro average earning a Datatrac Great Rate Award.
© Datatrac 2019