We've Got Your Back With Courtesy Pay!

Have you ever had a point of sale, debit card transaction declined? Protect yourself by opting-in to Courtesy Pay!1 Courtesy Pay covers you so that you won't be declined when funds are not available.


OPT-IN Today!

  1. Call 916-569-5400 (Sacramento area) or 800-962-0990.
  2. Visit any branch.
  3. Write to us at PO Box 526001, Sacramento, CA 95852-6001.

We also offers overdraft protection from your savings account or line of credit when debits clear your account but funds are not available. Contact us for more information.



1 Not all members will qualify for Courtesy Pay. The Credit Union pays overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Additionally, you must be a member in good standing and at least 18 years of age to receive this service.