We've Got Your Back With Courtesy Pay!

Has your ATM point of sale (POS) or everyday Visa® Check Card transaction been declined? Safeguard these transactions by OPTING-IN to Courtesy Pay!1 Courtesy Pay allows us to cover your unexpected expenses so that your purchases are not declined when funds are not available.


OPT-IN Today!

  1. Call 916-569-5400 (Sacramento area) or 800-962-0990.
  2. Visit any branch.
  3. Write to us at PO Box 526001, Sacramento, CA 95852-6001.

Your Credit Union also offers overdraft protection from your savings account or line of credit when ACH, check and automatic check debits clear your account and funds are not available. Contact the Credit Union for more information.



1 Not all members will qualify for Courtesy Pay. The Credit Union pays overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Additionally, you must be a member in good standing and at least 18 years of age to receive this service.