Ridiculous!

We know you’ve got a lot of shopping coming up in the next few months. That’s why we’re offering our Schools Platinum Visa Credit Card at a ridiculous introductory 1.99% APR on all 2012 purchases.

Some banks offer introductory rates as low as 0%, but when the honeymoon is over that rate can jump as high as 22%. Schools members enjoy rates as low as 7.99% APR all year long.

Stop by any Schools branch this month and apply for our introductory 1.99% APR Platinum Visa Credit Card. You can also call us at
916-569-5400
(Sacramento area) or 800-962-0990.

Schools members with Personal Branch can login at the top left of the page to access our Visa application right from our website!

Don't have Personal Branch? Get started today!


1 APR = Annual Percentage Rate. Rates and terms are accurate as of October 1, 2012, and are subject to change without notice. Actual rate will be based upon the member's creditworthiness and ability to repay. Introductory Rate: The introductory rate will apply to all purchases made between October 1, 2012, and December 31, 2012, and will be in effect for six months from the date of purchase. Upon expiration of the six (6) months, Purchase balances will be subject to variable Monthly Periodic Rates and APRs calculated as set forth below.
APR is determined on the first Tuesday of each month by adding a variable Index in effect on the first Tuesday of the prior month to a Margin. The Index is the Prime Rate published in the print edition of The Wall Street Journal on the first Tuesday of the month preceding the month in which the change takes effect. Variable APRs disclosed in this advertisement are based on the 3.25% Prime Rate published on September 4, 2012. Cash Advance Fee of $2 or 2% of the transaction (whichever is greater) and Foreign Transaction Fee of 1% for each international transaction requiring a currency conversion or .8% of each international transaction in U.S. dollars apply. Rate may change after the account is opened.