Balance Transfer

Wipe Out High-Rate Balances!

How would you like to quickly wipe out your high-rate credit card balances? All balance transfers from another institution to your Schools Visa® will receive 1.99% APR1,2 for six months from the date of transfer. After the promotional period ends, any balance left on your Schools Visa will revert to your everyday low rate.

Already have a Schools Visa?
Download the balance transfer form here.

Want to Apply for a Schools Visa?
Our rates are as low as 8.24% APR!2 Apply here.


1 APR = Annual Percentage Rate. Rates and terms are accurate as of January 1, 2016, and are subject to change without notice. Actual rate will be based upon the member's creditworthiness and ability to repay. Promotional Rate: The promotional rate will apply to all balance transfers made between January 1, 2016, and March 31, 2016, and will be in effect for six months from the date of balance transfer. Upon expiration of the six (6) months, balances will be subject to variable Monthly Periodic Rates and APRs calculated as set forth below.
2 APR = Annual Percentage Rate. APR is determined on the first Tuesday of each month by adding a variable Index in effect on the first Tuesday of the prior month to a Margin. The Index is the Prime Rate published in the print edition of The Wall Street Journal on the first Tuesday of the month preceding the month in which the change takes effect. Variable APRs are based on the 3.25% Prime Rate published on December 1, 2015.