A New State of Mind With 1.99% APR1
on all Balance Transfers

Get a new state of mind with 1.99% APR for six months on all balance transfers from another financial institution to your new or existing Schools Visa. Break down your debt with this special offer designed to put your money-conscious spirit at ease.

  • No annual fee.
  • No balance transfer fees.
  • Rates as low as 7.99% APR2 after the promotional rate ends.

Consolidate before its too late! This offer runs from January 1 to March 31, 2013. Visit any branch or click here to download our easy-to-use balance transfer form.


    1 APR = Annual Percentage Rate. Rates and terms are accurate as of February 1, 2013, and are subject to change without notice. Actual rate will be based upon the member's creditworthiness and ability to repay. Promotional Rate: The promotional rate will apply to all balance transfers made between January 1, 2013, and March 31, 2013, and will be in effect for six months from the date of balance transfer. Upon expiration of the six (6) months, balances will be subject to variable Monthly Periodic Rates and APRs calculated as set forth below.

    2 APR = Annual Percentage Rate. APR is determined on the first Tuesday of each month by adding a variable Index in effect on the first Tuesday of the prior month to a Margin. The Index is the Prime Rate published in the print edition of The Wall Street Journal on the first Tuesday of the month preceding the month in which the change takes effect. Variable APRs are based on the 3.25% Prime Rate published on January 1, 2013.