Internet Privacy Policy

The Credit Union is proud of the fact that you, the member-owner, trust us with your financial and personal information. We respect your privacy and take strong measures to ensure that the information you provide us is secure. Schools Financial Credit Union and our financial service providers pledge to protect your privacy online by adhering to the practices described below.

Online Banking Security

Schools Financial Credit Union's online account access SchoolsOnline is encrypted and has security measures in place to protect against the loss, misuse and alteration of information. All sensitive transactions use Secure Socket Layer (SSL) encrypted network transmissions. Physical access to critical systems and network components is limited to specifically authorized personnel. Backups of data are maintained in a secure location, which utilizes access controls. When you use SchoolsOnline, each session is completely secure and confidential.

Using Your Email Address

The Credit Union will ask for your email address when you enroll in SchoolsOnline in order to contact you with important information about your account, and, from time to time, to send you information about our services. The account number and password that you provide at the SchoolsOnline sign in screen is collected to verify your identity and protect your account information. We may use your email address to help diagnose problems with our server, to administer our website, and to compile general statistics.

Site Usage and Monitoring

If you are just visiting our website and not transacting with us online, you may browse our site anonymously. The Credit Union will not ask for personal information from you unless you initiate an application that requires us to begin and complete your request. We do gather data that is not personally identifiable to you to track website usage, such as number of hits, pages visited, and the length of user sessions in order to evaluate the usefulness of our site.

About Cookies

Cookies are short pieces of data used by Web servers to help identify Internet users and help computers identify return visitors. Contrary to reports about cookies and online privacy, cookies do not contain viruses and most cannot reveal any personally identifiable information about you unless you willingly provide the information. When you browse our website, schools.org, you do so anonymously; information which can personally identify you is not collected. When you access our Internet banking service, SchoolsOnline, session cookies are used. Session cookies are necessary for the security of your account and are used for authentication only. The Credit Union cannot guarantee how third parties use cookies or whether they place on your computer cookies that may identify you personally. We urge you to review the privacy policies of each of the linked websites you visit.

Safeguarding Customer Information

We have partners who provide you with valuable services online that we do not offer (for example, CheckFree® online bill payment and presentment and PSCUFS Visa online services). These companies may collect information directly from you in order to administer services you have requested and may share this information with Schools. We hold our partners to strict confidentiality standards in compliance with the Graham-Leach-Bliley Act and prohibit them from giving your information to any party other than Schools.

Schools.org and Links to Other Websites

The Credit Union provides links to other sites; however, Schools is not responsible for the privacy practices or the content of any Website other than that operated by Schools or a strategic partner as outlined above.

Schools Financial Services Corporation

The Credit Union does share nonpublic personal information we have collected about members, former members, and consumers with our affiliate Schools Financial Services Corporation, Inc. (SFSC). SFSC, which is a credit union service organization that is wholly owned by Schools Financial Credit Union, provides the following: investment, insurance, and brokerage services.

Protecting Children's Privacy Online

The Credit Union does not knowingly collect or use personal information from children under 13 without collecting verifiable consent from their parents. Should a child whom we know to be under 13 send personal information to us, we will only use that information to respond directly to that child, seek parental consent, or provide parental notice.

Changes to the Credit Union's Policy

The Credit Union reserves the right to revise our policy as our business needs change or as the law requires. If we revise our policies, we will provide our members with copies of our new policies at that time.