Vehicle Loans

Take advantage of Schools' flexible terms and competitive rates (up to 100%2 financing, including tax and license). Click here to see today's low rates.

How Much Car Can I Afford?

Purchasing at a Dealership?
We partner with dealers to deliver better value and outstanding service. Finance your new or used auto with us at participating dealers through Credit Union Direct Lending.®

Just looking? Click Find Your Car to access our
auto-buying resource center.


Ready to buy at a dealership?
Click SMART Approval, complete an application
and get preapproved within minutes!


Private Party Purchases, Refinances and Other Vehicle Loans
If you're buying without a dealer, or if you're just interested in refinancing your current vehicle, Schools has you covered. Members
who use SchoolsOnline can sign in to apply.

Don't have SchoolsOnline? Click Get Started!

Not a member? Click Join Us!

Schools offers loans for all different types of vehicles,3 not just cars.

Click here to submit your auto insurance.


1 APR=Annual Percentage Rate.
2 Available for cars, trucks, vans, SUVs, boats and RVs.
3 Availability of loan products is subject to change without notice.
4 ATVs, horse trailers, jet skis, neighborhood electric vehicles and snowmobiles must be new.