Used Vehicle Loans — Up to 151 Years Old

Financing for used vehicles is available up to 120% of Retail Blue Book value plus GAP waiver ($900 max) and cancelable products2 (up to $3,500 or 15% Retail Blue Book whichever is greater, $8,000 Max). Refinances up to 120% of Retail Blue Book value plus GAP waiver. Amount financed is based on creditworthiness. GAP is not required.

Financing
Term 80% High Blue Book Rate 100% High Blue Book Rate
0-48 months As low as 2.39% APR3 As low as 2.39% APR
49-66 months As low as 2.49% APR As low as 2.49% APR

67-72 months

As low as 2.59% APR

As low as 2.59% APR
73-84 months As low as 2.99% APR As low as 2.99% APR

Effective 3/1/15

1 Rates for cars, trucks, vans and sports utility vehicles with model years 2001 through 2005 will be priced at current Signature Loan rates (7.99% - 13.90%). The maximum term for a vehicle older than 10 years is 66 months.
2 Cancelable products would include warranty and/or prepaid maintenance, up to $3,500 or 15% Retail Blue Book whichever is greater, $8,000 max.
3 APR=Annual Percentage Rate. Your interest rate will be determined by the amount financed, loan term and your credit history.

Representative Example: A $15,000, 48-month loan at 2.39% APR and 100% financing, would require 47 payments of $327.99 with one final payment of $327.89.