Used Vehicle Loans — Up to 151 Years Old

Financing for used vehicles is available up to 120% of Retail Blue Book value plus GAP waiver ($900 max) and cancellable products.2 Refinances up to 120% of Retail Blue Book value plus GAP waiver. Amount financed is based on creditworthiness. GAP is not required.

 

Financing
Term 80% High Blue Book Rate 100% High Blue Book Rate
0-66 months As low as 2.74% APR3 As low as 2.74% APR
67-72 months As low as 2.99% APR As low as 2.99% APR

73-78 months

As low as 2.99% APR

As low as 2.99% APR

79-84 months

As low as 2.99% APR

As low as 2.99% APR

Effective 4/1/14

Apply for a Loan

1 Rates for cars, trucks, vans and sports utility vehicles with model years 2000 through 2004 will be priced at current Signature Loan rates (7.99% - 13.90%). The maximum term for a vehicle older than 10 years is 66 months.
2 Cancellable products would include warranty and/or pre-paid maintenance, up to $3,000 or 10% Retail Blue Book whichever is greater.
3 APR=Annual Percentage Rate. Your interest rate will be determined by the amount financed, loan term and your credit history.

Representative Example: A $15,000, 66-month loan at 2.74% APR and 100% financing, would require 65 payments of $244.97 with one final payment of $244.97.