Platinum Visa® Credit Cards

Our all-inclusive family of Platinum Visa Credit Cards is backed by low rates, exceptional benefits and outstanding service. Use your Visa for everyday purchases, special events or for quick cash. 

Choose the card that is best suited to you:

Rewards Rebate Platinum

Rates as low as
8.99% APR1

Earn points to redeem
for travel and gifts.

Rates as low as
12.9% APR

Earn 1% cash back
on all purchases.

Rates as low as
7.99% APR

Enjoy some of the
lowest rates around!


All cardholders enjoy these benefits:

  • No annual fee
  • Travel Accident Insurance
  • Personal Identity Theft Coverage
  • FEE-FREE balance transfers
  • 25-day grace period on purchases2
  • 24-hour account access, including Visa eStatements

To learn about additional benefits and protecting your card with Schools Safety Net,SM a debt cancelation product, visit any branch or call 916-569-5400 (Sacramento area) or 800-962-0990.

Apply for a Visa Credit Card through SchoolsOnline

Visa Credit Card Rates & Information

Visa Credit Card Balance Transfer

Platinum Rewards Website

Personal Financing Calculators

  1. APR = Annual Percentage Rate. APR is determined on the first Tuesday of each month by adding a variable Index in effect on the first Tuesday of the prior month to a Margin. The Index is the Prime Rate published in the print edition of The Wall Street Journal on the first Tuesday of the month preceding the month in which the change takes effect. Variable APRs are based on the 3.25% Prime Rate published on August 6, 2013.
  2. Grace Period does not apply to Convenience Checks, cash advances or balance transfers; interest accrues from the date Convenience Checks, cash advances or balance transfers are posted to the account.