Yavette

Become a Member

We’re all about low-cost banking

Schools Financial, a division of SchoolsFirst Federal Credit Union, has been serving school employees and their families since 1933. When you bank at Schools Financial, you’ll pay fewer fees, pay less interest on loans and earn more on savings. 

  • FREE Banking for EveryoneSM checking account
  • FREE Online Banking, Mobile Banking and Bill Pay
  • 30,000 FEE-FREE CO-OP ATMs 
  • EMV debit and credit chip cards for safer in-store transactions
  • Digital payment services, including Apple Pay, Google Pay, Samsung Pay and Visa Checkout
  • Ownership in your financial institution — all Members are owners, not shareholders like at a bank

Join online now or visit any of our branch locations.

Read important information about opening an account.

 

Membership

We serve the educational community in the state of California.


School Employees
Employees of:

  • Public elementary and secondary schools
  • County Superintendents of Schools
  • Private elementary and secondary schools listed in the California Department of Education School Directory
  • Community colleges
  • Authorized colleges and universities
  • Authorized education foundations

Also eligible:
Members of the Board of Trustees of eligible schools.


Retired School Employees
Employees who have retired from an eligible school and are receiving a pension or annuity from that entity's retirement program (such as CalSTRS or CalPERS).


Family
Immediate family members of existing Schools Financial Members, which includes:

  • Spouse
  • Domestic partner
  • Mother
  • Father
  • Brother
  • Sister
  • Son
  • Daughter
  • Grandparent
  • Grandchild

Join online now or visit any of our branch locations.

Read important information about opening an account.

Apply for a Loan

Borrowing from Schools Financial, a division of SchoolsFirst Federal Credit Union, is one of the smartest and safest financial decisions you can make. Choose a loan application to get started, and you’ll receive an answer in minutes.

Consumer Loans
Auto
Specialty Vehicles
Visa®
Personal
Educator
Computer
Secured
Line of Credit
 

Home Equity Loans
Equity Loan
Equity Line of Credit


Mortgage Loans
First Mortgage
Mortgage Refinance

Read important information about opening an account.

Loan amount, rate and approval are based upon the applicant's credit, payment history and ability to repay the loan. Loan rates are established by the Board of Directors. Rates, terms, products and services are subject to change without notice. Members receive the rates and terms in effect the day loan proceeds are disbursed.