IRAs & Deferred Compensation Certificates

Term Deposits:
$5001 - $49,999
Dividend Rate APY2
3 months 0.10% 0.10%
6 months 0.20% 0.20%
12 months 0.25% 0.25%
30 months 0.40% 0.40%
36 months 0.80% 0.80%
48 months 0.95% 0.95%
60 months 1.20% 1.21%
Minimum $10,0001 Dividend Rate APY
12 months 0.25% 0.25%
Minimum $10,0001 Dividend Rate APY
30 months 0.40% 0.40%

Prospective APYs for IRAs and Deferred Compensation Certificates are accurate as of 2/25/15.

For the current rates on all your Credit Union's savings programs, call 916-569-5400 (Sacramento area) or 800-962-0990.

IRA and Deferred Compensation (Term Share) Certificates automatically renew with a 10-day grace period. A penalty may be imposed for early withdrawal. Fees and other conditions could reduce earnings on any of the above accounts. The applicable Dividend Rates and APYs set forth above would be paid for the length of the term listed. Annual Percentage Yields increase for balances of $50,000 or more. Call 916-569-5400 (Sacramento Area) or 800-962-0990 for rates on our $50,000 minimum balance certificates.

1 Minimum balance required to earn the stated Annual Percentage Yield (APY).
2 APY=Annual Percentage Yield.
3 The Add-On IRA & Deferred Compensation Certificate allows additional deposits in increments of $1,000 or more up to an amount equal to the initial opening (or renewal) balance.
4 The Opt-Up IRA & Deferred Compensation Certificate allows a one-time interest rate increase during the certificate term without penalty or term extension.