Premium Rate Certificates

Minimum $1,0001 Dividend Rate APY2
3 months 0.08% 0.08%
6 months 0.15% 0.15%
12 months 0.20% 0.20%
30 months 0.35% 0.35%
36 months 0.50% 0.50%
48 months 0.80% 0.80%
60 months 1.05% 1.05%
College Saver
Minimum $2001 Dividend Rate APY
12 months 0.20% 0.20%
Add-On3
Minimum $10,0001 Dividend Rate APY
12 months 0.20% 0.20%
Opt-Up4
Minimum $10,0001 Dividend Rate APY
30 months 0.35% 0.35%

Prospective APYs for Premium Rate Certificates are accurate as of 4/16/14.

For the current rates on all your Credit Union's savings programs, call 916-569-5400 (Sacramento Area) or 800-962-0990.

Premium Rate Certificates automatically renew at the prevailing APY with a 10-day grace period. A penalty may be imposed for early withdrawal. The applicable Dividend Rates and APYs set forth above would be paid for the length of the term listed. Call us for rates on our $50,000 certificates at 916-569-5400 (Sacramento Area) or 800-962-0990.

1 Minimum balance required to earn the stated Annual Percentage Yield (APY).
2 APY = Annual Percentage Yield.
3 The Add-On Premium Rate Certificate allows additional deposits in increments of $1,000 or more up to an amount equal to the initial opening (or renewal) balance.
4 The Opt-Up Premium Rate Certificate allows a one-time interest rate increase during the certificate without penalty or term extension.