Choose which account best fits your lifestyle.

Schools Financial, a division of SchoolsFirst Federal Credit Union, gives you access to ever-convenient, low-cost checking accounts designed to free up time and make life easier.

Feature Banking for Everyone Checking Interest Checking
28,000 FREE ATMs Nationwide Through the CO-OP Network Yes Yes
FREE Online Banking & BillPay Yes Yes
FREE Mobile Banking Yes Yes
FREE eStatements Yes Yes
Interest Earned Yes
FREE Audio Teller Yes Yes
Minimum Balance to Open $1 $1
Monthly Service Fee FREE Waived with minimum balance1


1 The Interest Checking account may be subject to a monthly service charge as disclosed in the Schedule of Fees and Charges. See the Schedule of Fees and Charges for additional information regarding monthly service charges.


Educator RewardsSM

Having served school employees since 1933, we understand their unique needs to help them better serve our children and our community.

  • Discounted equity loans and lines of credit with 0.25% off the approved rate when payments are automatically transferred from a Schools Checking account
  • FREE box of Schools Custom checks per year
  • Administrator Credential Loan1
  • No-Interest Classroom Supplies Loan2
  • Teacher Certification Loan3
  • Teacher Relocation Loan4
  • Educational Employee Mortgage Loan5

1 Available to educators with a personalized acceptance letter from participating Offices of Education. Ask for details.
2 Available to certificated employees only.
3 Available to certificated employees who qualify for the National Board for Professional Teaching Standards (NBPTS) test only. Subject to Credit Union policies and procedures.
4 Available to certificated employees only. Must provide proof of a signed contract with a school in Schools Financial’s field of membership.
5 Available to teachers, administrators, classified staff, district employees, Department of Education employees and government-sponsored educational program employees.

Teen Package

Teens age 13-17 have a special package to cater to their needs and promote healthy saving habits. A parent/guardian co-signer is required to receive these benefits:

  • Banking for Everyone Savings
  • Banking for Everyone Checking
  • FREE BillPay and SchoolsOnline
  • Schools Debit Card or ATM Card
  • FREE first box of Schools Custom checks
  • A 12-month College Saver Certificate, which includes:
    • Low $200 opening deposit and minimum balance requirements
    • Unlimited deposits of $25 or more
    • Earnings at the 12-month Premium Rate Certificate rate, adjusted annually
    • One-time, penalty-free early withdrawal for college